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One of the most contentious government programs, US Social Security has been used as a political football by both Democrats and Republicans in recent years, with each party pulling in opposite directions on its future.

While Democrats generally hold to the belief to keep Social Security benefits a government-run program, Republicans have pushed for private retirement funds, invested in by individuals with their own funds in the public banking and investment markets.

Adding to the anxiety for everyday Americans, are real concerns over Social Security underfunding or mismanagement resulting in a possible shortfall of payments once they reach retirement age.

No Social Security Increase in 2010

In 2009, retirees or other qualified individuals looked forward to a major boost marked by a 5.8% increase in their Social Security benefits. However, in 2010 there was no cost of living increase as the rate remained at 5.8%

More about Social Security around the Web:

Around the Web, learn more about the proper steps to take, how to file for Social Security, which forms to complete and more - with links to official government sites and resources to legal assistance specializing in both elder law and the rights entitled to seniors, the disabled, and their families...

Social Security Handbook - The U.S. government's complete guide browseable online or downloadable in a ZIP file, and covering the gamut from filing a claim, survivor benefits, and health insurance to underpayments and overpayments, special veterans benefits, and more.

Social Security Online - Representing Claimants - Rules and regulations governing your right to have an attorney represent you in claiming benefits and featuring a FAQ, information on fee inquiries, fee authorization processes, and links to related forms.

Social Security Forms - The complete list of downloadable Benefit Claims Supporting Forms with related guides and instructions in PDF format.

How to File an Unfair Treatment Complaint - What to do if your Social Security disability benefit has been denied, along with where to write and what else to do from the official SS government site.

NOSSCR Online - Official site of The National Organization of Social Security Claimant's Representatives with information and guides to taxes and social security, disability benefits FAQ, a toll-free contact number for lawyer referrals, and a comprehensive list of related links.

NAELA Frequently Asked Questions - What to look for in an elder care lawyer, what questions to ask and how to find a one in your area with a searchable database of specialized attorneys.

also in Home Legal Advisor -> Disability | Elder Law

Veterans Disability Benefits | Wills & Estates

also see in Your Money -> Retirement