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What Is Pet Insurance & Why Do You Need It?

cat visits the vetPet health insurance can give you the peace of mind that you are covered against unexpected vet bills. Having a pet can be a costly affair when you consider such expenses as food, vaccinations and checkups. But did you know that the cost of surgery can run into thousands of dollars?

One of the most distressing situations to arise is when a pet's problem is curable but the cost is too high for the owner to be able to afford, and consequently the animal has to be put to sleep. A less serious situation is when the owner has to opt for the less than best treatment due to money constraints. Obviously with the correct insurance policy these situations are avoided.

Pet insurance can take away the financial worries when a pet is seriously ill. It is difficult to get insurance for older pets and pre-existing conditions are most often not covered so it is important to think about insurance as soon as possible.


"It is difficult to get insurance for older pets and pre-existing conditions are most often not covered so it is important to think about insurance as soon as possible..."

Pet insurance is a policy that covers your household pets such as cats and dogs as long as they're healthy. Whether your dog or cat is mixed breed or pedigree most insurers will cover the animal for the whole of its life.

Pet insurance often covers more than just the vet bills. It can also cover emergency kennelling costs, theft and travel. Like most other forms of insurance, pet insurance has a small excess which you will have to pay on any claim. Vaccinations and routine treatments such as worming and flea treatments are also excluded.

There are usually different levels of cover available where different values or events are covered. Usually the higher the monthly payment, the greater the value of cover and number of aspects covered.

Shop around to make sure that you are getting the best deal possible. It is important to choose the right pet insurance but don't just look at the price, check what is covered under the pet insurance policy and check the policy details in terms of exclusions.

Source: www.isnare.com

also see in Pets -> Health Insurance for Your Dog - Is it worth paying for?


More about pet insurance around the Web:

The Top Reasons Pet Owners Take Their Pets to the Vet

Pet Insurance - Wikipedia


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